Top Layer Reinsurance Ltd.

Top Layer Reinsurance Ltd. (“Top Layer Re”) was founded in 1999 to underwrite reinsurance and retrocessional reinsurance for very high layers of catastrophe programs on a world-wide basis (excluding the U.S., and Caribbean windstorm). These layers are generally higher than those written by Renaissance Reinsurance Ltd. Top Layer Re offers innovative, custom-designed products and programs backed by outstanding financial security and strong claims-paying ability.

Top Layer Re is a joint venture owned 50% by Renaissance Reinsurance and 50% by State Farm Mutual Automobile Insurance Company (“State Farm”), the largest property-casualty insurance company in the U.S., and is managed by Renaissance Underwriting Managers, Ltd. Top Layer Re benefits from Renaissance Reinsurance‘s proprietary risk-modeling technology and disciplined underwriting expertise.

Top Layer Re is rated “AA” and “A+” by Standard and Poor’s and A.M. Best.


Kevin O’Donnell

President and
Chief Executive Officer
RenaissanceRe Holdings Ltd.

Aditya Dutt
RenaissanceRe Underwriting Managers, Ltd.

Cathal Carr
Vice President

Peter Muirhead
Vice President

*Underwriting services for Top Layer Reinsurance Ltd. are provided by RenaissanceRe Underwriting Management Ltd. (RUML). Unless otherwise stated above, all officer titles relate to RUML.