Last updated: August 2026

1. Introduction

This Cookie Policy (the “Policy”) explains how RenaissanceRe Holdings Ltd. and its subsidiaries and affiliates (collectively “RenaissanceRe,” “we,” “us,” or “our”) use cookies and similar tracking technologies when you visit www.renre.com (the “Website”).

This Policy should be read alongside our Privacy Policy, which sets out how we collect and use personal data more generally. By using the Website, you acknowledge the use of cookies as described in this Policy.

2. What Are Cookies?

Cookies are small text files placed on your device by a website. They allow the website to recognise your device and store certain information about your preferences or browsing activity. Cookies may be set by the website you are visiting (“first-party cookies”) or by third parties whose services are integrated into the website (“third-party cookies”).

Cookies can be:

• Session cookies – temporary files deleted when you close your browser.
• Persistent cookies – files that remain on your device for a specified period or until you delete them.

3. Cookies We Use

We currently use the following categories of cookies on the Website:

3.1 Strictly Necessary Cookies

These cookies are essential for the Website to function and cannot be switched off. They are typically set in response to your actions (such as setting your privacy preferences). You can set your browser to block these cookies, but some parts of the Website may then not work.

3.2 Analytics and Performance Cookies

These cookies allow us to count visits and understand how visitors interact with the Website. All information collected is aggregated and anonymous. They help us to improve the Website and user experience.

We currently use the following analytics tools:

Cookie names and expiry periods may change as our tools are updated.

4. What Data Is Collected and How Is It Used?

4.1 Google Analytics

Google Analytics collects aggregated website usage and performance data, including:

• Page views and session duration
• Traffic sources (how you arrived at the Website)
• Device type and browser
• High-level user interactions (e.g. pages visited, scroll depth)

This data is used to monitor Website performance, understand overall user behavior, identify technical issues, and inform evidence-based content and design decisions. It is not used for individual-level profiling or automated decision-making.

4.2 Crazy Egg

Crazy Egg collects aggregated behavioral interaction data, including:

• Click patterns (heatmaps)
• Scroll depth
• Navigation and interaction patterns

This data is used to identify usability and navigation issues and to optimize page layout and content. It is not used for individual-level profiling or automated decision-making.

4.3 Data Access and Retention

Data collected through analytics cookies is accessed only by authorized internal teams for analytics and optimization purposes. It is not sold to third parties, nor used for targeted advertising. Retention periods are governed by the settings of the respective third-party providers (see Section 3.2 above).

5. Legal Basis for Processing

Where applicable law requires consent before placing analytics cookies (for example, the EU General Data Protection Regulation (“GDPR”), the UK GDPR, and the ePrivacy Directive as implemented in relevant jurisdictions), we will only deploy analytics cookies after you have provided your freely given, specific, informed, and unambiguous consent through our cookie consent mechanism.

Strictly necessary cookies are deployed on the basis of our legitimate interest (and, where applicable, as a contractual necessity) to provide a functioning website. Consent is not required for strictly necessary cookies.

6. Your Cookie Choices and Rights

6.1 Cookie Consent Banner

When you first visit the Website, you will be presented with a cookie consent banner. You may accept or decline non-essential cookies at that point. You can change your preferences at any time by clicking “Cookies Settings” in the footer of the Website.

6.2 Browser Controls

Most browsers allow you to refuse or delete cookies through their settings. The relevant controls are typically found under “Settings”, “Privacy”, or “Security.” Please note that disabling cookies may affect the functionality of some websites.

6.3 Opt-Out Tools Provided by Third Parties

You may opt out of Google Analytics data collection by installing the Google Analytics Opt-out Browser Add-on, available at:

https://tools.google.com/dlpage/gaoptout

You may opt out of Crazy Egg tracking by visiting:

https://www.crazyegg.com/opt-out

6.4 Your Data Subject Rights

Depending on your jurisdiction, you may have the right to:

• Access personal data we hold about you
• Request correction or erasure of your personal data
• Object to or restrict certain processing
• Withdraw consent at any time (without affecting lawfulness of prior processing)
• Lodge a complaint with your relevant supervisory authority

Because analytics cookies collect data in aggregate and are generally configured to anonymize IP addresses, the data collected may not constitute personal data in your jurisdiction. To exercise any of the above rights, or for any queries regarding this Policy, please contact us using the details in Section 8.

7. Third-Party Cookie Providers

Third-party providers whose technologies we use on the Website have their own privacy and cookie policies, which govern how they process data. We encourage you to review these policies:

• Google Analytics: https://policies.google.com/privacy

• Crazy Egg: https://www.crazyegg.com/privacy

RenaissanceRe is not responsible for the content or practices of third-party websites or services.

8. Contact Us

If you have any questions about this Policy or wish to exercise your data subject rights, please contact:

RenaissanceRe Holdings Ltd. 
Privacy & Data Protection
Email: privacy@renre.com
Website: www.renre.com

9. Changes to This Policy

We may update this Policy from time to time to reflect changes in our practices, technology, or applicable law. We will update the “Last updated” date at the top of this page. Where changes are material, we will take reasonable steps to notify you (for example, by displaying a prominent notice on the Website).

We encourage you to review this Policy periodically.